Comparison

RAG vs fine-tuning

'Train it on our data' is the usual request, and retrieval is usually the correct answer to it.

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The two are routinely confused

Both are described as 'teaching the model your data', which hides the fact that they do fundamentally different things. One shapes behaviour; the other supplies facts at question time.

  • Assuming custom training is needed to answer company questions
  • Expecting a fine-tuned model to stay current
  • Wanting citations from an approach that structurally cannot give them

What each actually does

Fine-tuning continues training on examples, adjusting the weights so the model behaves differently — a different tone, a stricter format, a specialised task. Retrieval leaves the model alone and supplies relevant passages of your content with each question.

Why retrieval wins for facts

Currency, cost, and attribution. Publishing a page and re-indexing takes minutes where retraining takes a cycle; retrieval costs nothing beyond the query; and retrieval can name the source, which a fine-tune cannot because the information is spread through weights with no page to point at.

Currency

Content changes daily; retraining does not.

Attribution

Only retrieval can produce a citation.

Cost

No training run, no specialist, no redeploy.

Where fine-tuning is the right tool

When you need consistent behaviour rather than current facts: a rigid output format, a specialised classification task, or a distinctive voice that instructions alone do not reliably produce. These are behaviour problems, and behaviour is what fine-tuning changes.

Common questions

Can I do both?
Yes — behaviour from fine-tuning, facts from retrieval. For most support use cases retrieval alone is sufficient and considerably cheaper to operate.
Is fine-tuning more accurate?
Not for facts about your business. It has no mechanism to keep them current and no way to show its source, so an error is both likelier over time and harder to detect.

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